LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,070
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,441
−HK$1,393/mo
Today · 4.125%
HK$46,834
baseline
▲ 0.50% · 4.625%
HK$49,684
+HK$2,850/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,668/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,028
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,343
−HK$1,334/mo
Today · 4.125%
HK$51,677
baseline
▲ 0.50% · 4.625%
HK$54,400
+HK$2,723/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,354/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,884
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,529
−HK$1,672/mo
Today · 4.125%
HK$56,201
baseline
▲ 0.50% · 4.625%
HK$59,620
+HK$3,419/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,402/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,833
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,411
−HK$1,601/mo
Today · 4.125%
HK$62,012
baseline
▲ 0.50% · 4.625%
HK$65,281
+HK$3,269/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,024/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,698
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,618
−HK$1,949/mo
Today · 4.125%
HK$65,567
baseline
▲ 0.50% · 4.625%
HK$69,557
+HK$3,990/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,134/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,639
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,480
−HK$1,867/mo
Today · 4.125%
HK$72,347
baseline
▲ 0.50% · 4.625%
HK$76,161
+HK$3,814/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,694/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,326
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,794
−HK$2,507/mo
Today · 4.125%
HK$84,301
baseline
▲ 0.50% · 4.625%
HK$89,430
+HK$5,129/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$168,602/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,250
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,617
−HK$2,401/mo
Today · 4.125%
HK$93,018
baseline
▲ 0.50% · 4.625%
HK$97,921
+HK$4,903/mo
Deposit HK$1.93M · loan HK$17.39M · min. income ≈ HK$186,036/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,758 · Scale 2, in force from 26 Feb 2026)