LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,073
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,444
−HK$1,392/mo
Today · 4.125%
HK$46,836
baseline
▲ 0.50% · 4.625%
HK$49,686
+HK$2,850/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,672/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,030
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,345
−HK$1,334/mo
Today · 4.125%
HK$51,679
baseline
▲ 0.50% · 4.625%
HK$54,403
+HK$2,724/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,358/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,887
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,532
−HK$1,672/mo
Today · 4.125%
HK$56,204
baseline
▲ 0.50% · 4.625%
HK$59,624
+HK$3,420/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,408/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,837
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$60,414
−HK$1,601/mo
Today · 4.125%
HK$62,015
baseline
▲ 0.50% · 4.625%
HK$65,284
+HK$3,269/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,030/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,702
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,621
−HK$1,950/mo
Today · 4.125%
HK$65,571
baseline
▲ 0.50% · 4.625%
HK$69,561
+HK$3,990/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,142/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,643
−HK$3,708/mo
▼ 0.25% · 3.875%
HK$70,484
−HK$1,867/mo
Today · 4.125%
HK$72,351
baseline
▲ 0.50% · 4.625%
HK$76,165
+HK$3,814/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,702/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,331
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,798
−HK$2,508/mo
Today · 4.125%
HK$84,306
baseline
▲ 0.50% · 4.625%
HK$89,435
+HK$5,129/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,612/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,255
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,622
−HK$2,401/mo
Today · 4.125%
HK$93,023
baseline
▲ 0.50% · 4.625%
HK$97,926
+HK$4,903/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,046/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,799 · Scale 2, in force from 26 Feb 2026)