LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,073
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,444
−HK$1,393/mo
Today · 4.125%
HK$46,837
baseline
▲ 0.50% · 4.625%
HK$49,687
+HK$2,850/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,674/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,031
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,346
−HK$1,334/mo
Today · 4.125%
HK$51,680
baseline
▲ 0.50% · 4.625%
HK$54,404
+HK$2,724/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,360/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,888
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,533
−HK$1,671/mo
Today · 4.125%
HK$56,204
baseline
▲ 0.50% · 4.625%
HK$59,624
+HK$3,420/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,408/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,837
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,415
−HK$1,601/mo
Today · 4.125%
HK$62,016
baseline
▲ 0.50% · 4.625%
HK$65,285
+HK$3,269/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,032/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,703
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,622
−HK$1,950/mo
Today · 4.125%
HK$65,572
baseline
▲ 0.50% · 4.625%
HK$69,562
+HK$3,990/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,144/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,643
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,484
−HK$1,868/mo
Today · 4.125%
HK$72,352
baseline
▲ 0.50% · 4.625%
HK$76,166
+HK$3,814/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,704/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,332
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,799
−HK$2,508/mo
Today · 4.125%
HK$84,307
baseline
▲ 0.50% · 4.625%
HK$89,436
+HK$5,129/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,614/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,256
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,623
−HK$2,401/mo
Today · 4.125%
HK$93,024
baseline
▲ 0.50% · 4.625%
HK$97,927
+HK$4,903/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,048/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,808 · Scale 2, in force from 26 Feb 2026)