LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,074
−HK$2,763/mo
▼ 0.25% · 3.875%
HK$45,445
−HK$1,392/mo
Today · 4.125%
HK$46,837
baseline
▲ 0.50% · 4.625%
HK$49,687
+HK$2,850/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,674/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,031
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,346
−HK$1,334/mo
Today · 4.125%
HK$51,680
baseline
▲ 0.50% · 4.625%
HK$54,405
+HK$2,725/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,360/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,888
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,533
−HK$1,672/mo
Today · 4.125%
HK$56,205
baseline
▲ 0.50% · 4.625%
HK$59,625
+HK$3,420/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,410/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,838
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,416
−HK$1,601/mo
Today · 4.125%
HK$62,017
baseline
▲ 0.50% · 4.625%
HK$65,286
+HK$3,269/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,034/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,703
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,622
−HK$1,950/mo
Today · 4.125%
HK$65,572
baseline
▲ 0.50% · 4.625%
HK$69,562
+HK$3,990/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,144/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,644
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,485
−HK$1,868/mo
Today · 4.125%
HK$72,353
baseline
▲ 0.50% · 4.625%
HK$76,167
+HK$3,814/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,706/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,333
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$81,800
−HK$2,507/mo
Today · 4.125%
HK$84,307
baseline
▲ 0.50% · 4.625%
HK$89,437
+HK$5,130/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,614/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,257
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,624
−HK$2,401/mo
Today · 4.125%
HK$93,025
baseline
▲ 0.50% · 4.625%
HK$97,928
+HK$4,903/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,050/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,814 · Scale 2, in force from 26 Feb 2026)