LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,075
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,446
−HK$1,393/mo
Today · 4.125%
HK$46,839
baseline
▲ 0.50% · 4.625%
HK$49,689
+HK$2,850/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,678/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,033
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,348
−HK$1,334/mo
Today · 4.125%
HK$51,682
baseline
▲ 0.50% · 4.625%
HK$54,406
+HK$2,724/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,364/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,890
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$54,535
−HK$1,671/mo
Today · 4.125%
HK$56,206
baseline
▲ 0.50% · 4.625%
HK$59,626
+HK$3,420/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,412/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,839
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,417
−HK$1,601/mo
Today · 4.125%
HK$62,018
baseline
▲ 0.50% · 4.625%
HK$65,287
+HK$3,269/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,036/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,705
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,624
−HK$1,950/mo
Today · 4.125%
HK$65,574
baseline
▲ 0.50% · 4.625%
HK$69,564
+HK$3,990/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,148/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,646
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,487
−HK$1,868/mo
Today · 4.125%
HK$72,355
baseline
▲ 0.50% · 4.625%
HK$76,168
+HK$3,813/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,710/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,335
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,802
−HK$2,508/mo
Today · 4.125%
HK$84,310
baseline
▲ 0.50% · 4.625%
HK$89,440
+HK$5,130/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,620/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,259
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,626
−HK$2,401/mo
Today · 4.125%
HK$93,027
baseline
▲ 0.50% · 4.625%
HK$97,931
+HK$4,904/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,054/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,833 · Scale 2, in force from 26 Feb 2026)