LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,075
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,446
−HK$1,393/mo
Today · 4.125%
HK$46,839
baseline
▲ 0.50% · 4.625%
HK$49,689
+HK$2,850/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$93,678/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,033
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,348
−HK$1,334/mo
Today · 4.125%
HK$51,682
baseline
▲ 0.50% · 4.625%
HK$54,406
+HK$2,724/mo
Deposit HK$9.66M · loan HK$9.66M · min. income ≈ HK$103,364/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,890
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,535
−HK$1,672/mo
Today · 4.125%
HK$56,207
baseline
▲ 0.50% · 4.625%
HK$59,627
+HK$3,420/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,414/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,840
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,418
−HK$1,601/mo
Today · 4.125%
HK$62,019
baseline
▲ 0.50% · 4.625%
HK$65,288
+HK$3,269/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,038/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,705
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,625
−HK$1,950/mo
Today · 4.125%
HK$65,575
baseline
▲ 0.50% · 4.625%
HK$69,565
+HK$3,990/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,150/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,646
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,487
−HK$1,868/mo
Today · 4.125%
HK$72,355
baseline
▲ 0.50% · 4.625%
HK$76,169
+HK$3,814/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,710/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,335
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,803
−HK$2,507/mo
Today · 4.125%
HK$84,310
baseline
▲ 0.50% · 4.625%
HK$89,440
+HK$5,130/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,620/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,260
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,627
−HK$2,401/mo
Today · 4.125%
HK$93,028
baseline
▲ 0.50% · 4.625%
HK$97,932
+HK$4,904/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,056/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,838 · Scale 2, in force from 26 Feb 2026)