LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,078
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,449
−HK$1,393/mo
Today · 4.125%
HK$46,842
baseline
▲ 0.50% · 4.625%
HK$49,693
+HK$2,851/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,684/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,037
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,352
−HK$1,334/mo
Today · 4.125%
HK$51,686
baseline
▲ 0.50% · 4.625%
HK$54,410
+HK$2,724/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,372/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,894
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,539
−HK$1,672/mo
Today · 4.125%
HK$56,211
baseline
▲ 0.50% · 4.625%
HK$59,631
+HK$3,420/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,422/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,844
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,422
−HK$1,601/mo
Today · 4.125%
HK$62,023
baseline
▲ 0.50% · 4.625%
HK$65,292
+HK$3,269/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,046/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,710
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,629
−HK$1,950/mo
Today · 4.125%
HK$65,579
baseline
▲ 0.50% · 4.625%
HK$69,570
+HK$3,991/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,158/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,651
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,492
−HK$1,868/mo
Today · 4.125%
HK$72,360
baseline
▲ 0.50% · 4.625%
HK$76,174
+HK$3,814/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,720/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,341
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,809
−HK$2,507/mo
Today · 4.125%
HK$84,316
baseline
▲ 0.50% · 4.625%
HK$89,447
+HK$5,131/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,632/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,266
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,633
−HK$2,402/mo
Today · 4.125%
HK$93,035
baseline
▲ 0.50% · 4.625%
HK$97,939
+HK$4,904/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,070/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,890 · Scale 2, in force from 26 Feb 2026)