LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,079
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,450
−HK$1,393/mo
Today · 4.125%
HK$46,843
baseline
▲ 0.50% · 4.625%
HK$49,693
+HK$2,850/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,686/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,037
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,352
−HK$1,334/mo
Today · 4.125%
HK$51,686
baseline
▲ 0.50% · 4.625%
HK$54,411
+HK$2,725/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,372/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,894
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,540
−HK$1,671/mo
Today · 4.125%
HK$56,211
baseline
▲ 0.50% · 4.625%
HK$59,632
+HK$3,421/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,422/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,845
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,423
−HK$1,601/mo
Today · 4.125%
HK$62,024
baseline
▲ 0.50% · 4.625%
HK$65,293
+HK$3,269/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,048/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,710
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,630
−HK$1,950/mo
Today · 4.125%
HK$65,580
baseline
▲ 0.50% · 4.625%
HK$69,570
+HK$3,990/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,160/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,652
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,493
−HK$1,868/mo
Today · 4.125%
HK$72,361
baseline
▲ 0.50% · 4.625%
HK$76,175
+HK$3,814/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,722/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,342
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,810
−HK$2,507/mo
Today · 4.125%
HK$84,317
baseline
▲ 0.50% · 4.625%
HK$89,448
+HK$5,131/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,634/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,267
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,634
−HK$2,402/mo
Today · 4.125%
HK$93,036
baseline
▲ 0.50% · 4.625%
HK$97,940
+HK$4,904/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,072/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,898 · Scale 2, in force from 26 Feb 2026)