LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,080
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,451
−HK$1,393/mo
Today · 4.125%
HK$46,844
baseline
▲ 0.50% · 4.625%
HK$49,694
+HK$2,850/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,688/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,038
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,353
−HK$1,334/mo
Today · 4.125%
HK$51,687
baseline
▲ 0.50% · 4.625%
HK$54,412
+HK$2,725/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,374/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,895
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,541
−HK$1,671/mo
Today · 4.125%
HK$56,212
baseline
▲ 0.50% · 4.625%
HK$59,633
+HK$3,421/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,424/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,846
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,424
−HK$1,601/mo
Today · 4.125%
HK$62,025
baseline
▲ 0.50% · 4.625%
HK$65,294
+HK$3,269/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,050/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,711
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,631
−HK$1,950/mo
Today · 4.125%
HK$65,581
baseline
▲ 0.50% · 4.625%
HK$69,572
+HK$3,991/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,162/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,653
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,495
−HK$1,867/mo
Today · 4.125%
HK$72,362
baseline
▲ 0.50% · 4.625%
HK$76,177
+HK$3,815/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,724/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,343
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,811
−HK$2,508/mo
Today · 4.125%
HK$84,319
baseline
▲ 0.50% · 4.625%
HK$89,449
+HK$5,130/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,638/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,269
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,636
−HK$2,401/mo
Today · 4.125%
HK$93,037
baseline
▲ 0.50% · 4.625%
HK$97,942
+HK$4,905/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,074/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,912 · Scale 2, in force from 26 Feb 2026)