LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,080
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,451
−HK$1,393/mo
Today · 4.125%
HK$46,844
baseline
▲ 0.50% · 4.625%
HK$49,695
+HK$2,851/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,688/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,039
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,354
−HK$1,334/mo
Today · 4.125%
HK$51,688
baseline
▲ 0.50% · 4.625%
HK$54,413
+HK$2,725/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,376/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,896
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,542
−HK$1,671/mo
Today · 4.125%
HK$56,213
baseline
▲ 0.50% · 4.625%
HK$59,634
+HK$3,421/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,426/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,846
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,425
−HK$1,601/mo
Today · 4.125%
HK$62,026
baseline
▲ 0.50% · 4.625%
HK$65,295
+HK$3,269/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,052/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,712
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,632
−HK$1,950/mo
Today · 4.125%
HK$65,582
baseline
▲ 0.50% · 4.625%
HK$69,573
+HK$3,991/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,164/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,654
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,495
−HK$1,868/mo
Today · 4.125%
HK$72,363
baseline
▲ 0.50% · 4.625%
HK$76,178
+HK$3,815/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,726/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,344
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,812
−HK$2,508/mo
Today · 4.125%
HK$84,320
baseline
▲ 0.50% · 4.625%
HK$89,450
+HK$5,130/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,640/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,270
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,637
−HK$2,402/mo
Today · 4.125%
HK$93,039
baseline
▲ 0.50% · 4.625%
HK$97,943
+HK$4,904/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,078/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,921 · Scale 2, in force from 26 Feb 2026)