LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,080
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,452
−HK$1,393/mo
Today · 4.125%
HK$46,845
baseline
▲ 0.50% · 4.625%
HK$49,695
+HK$2,850/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,690/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,039
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,354
−HK$1,334/mo
Today · 4.125%
HK$51,688
baseline
▲ 0.50% · 4.625%
HK$54,413
+HK$2,725/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,376/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,896
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,542
−HK$1,672/mo
Today · 4.125%
HK$56,214
baseline
▲ 0.50% · 4.625%
HK$59,634
+HK$3,420/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,428/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,847
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,425
−HK$1,601/mo
Today · 4.125%
HK$62,026
baseline
▲ 0.50% · 4.625%
HK$65,296
+HK$3,270/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,052/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,713
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$63,632
−HK$1,950/mo
Today · 4.125%
HK$65,582
baseline
▲ 0.50% · 4.625%
HK$69,573
+HK$3,991/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,164/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,655
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,496
−HK$1,868/mo
Today · 4.125%
HK$72,364
baseline
▲ 0.50% · 4.625%
HK$76,178
+HK$3,814/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,728/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,345
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,813
−HK$2,507/mo
Today · 4.125%
HK$84,320
baseline
▲ 0.50% · 4.625%
HK$89,451
+HK$5,131/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,640/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,270
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,638
−HK$2,401/mo
Today · 4.125%
HK$93,039
baseline
▲ 0.50% · 4.625%
HK$97,943
+HK$4,904/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,078/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,925 · Scale 2, in force from 26 Feb 2026)