LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,082
−HK$2,764/mo
▼ 0.25% · 3.875%
HK$45,453
−HK$1,393/mo
Today · 4.125%
HK$46,846
baseline
▲ 0.50% · 4.625%
HK$49,697
+HK$2,851/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,692/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,041
−HK$2,649/mo
▼ 0.25% · 3.875%
HK$50,356
−HK$1,334/mo
Today · 4.125%
HK$51,690
baseline
▲ 0.50% · 4.625%
HK$54,415
+HK$2,725/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,380/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$724,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,898
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,544
−HK$1,671/mo
Today · 4.125%
HK$56,215
baseline
▲ 0.50% · 4.625%
HK$59,636
+HK$3,421/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,430/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,849
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$60,427
−HK$1,601/mo
Today · 4.125%
HK$62,028
baseline
▲ 0.50% · 4.625%
HK$65,298
+HK$3,270/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,056/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$724,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,715
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,634
−HK$1,951/mo
Today · 4.125%
HK$65,585
baseline
▲ 0.50% · 4.625%
HK$69,575
+HK$3,990/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,170/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,657
−HK$3,709/mo
▼ 0.25% · 3.875%
HK$70,498
−HK$1,868/mo
Today · 4.125%
HK$72,366
baseline
▲ 0.50% · 4.625%
HK$76,181
+HK$3,815/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,732/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$724,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,347
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,815
−HK$2,508/mo
Today · 4.125%
HK$84,323
baseline
▲ 0.50% · 4.625%
HK$89,454
+HK$5,131/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,646/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,273
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,640
−HK$2,402/mo
Today · 4.125%
HK$93,042
baseline
▲ 0.50% · 4.625%
HK$97,947
+HK$4,905/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,084/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$724,949 · Scale 2, in force from 26 Feb 2026)