LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,088
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,460
−HK$1,393/mo
Today · 4.125%
HK$46,853
baseline
▲ 0.50% · 4.625%
HK$49,704
+HK$2,851/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,706/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,048
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,363
−HK$1,335/mo
Today · 4.125%
HK$51,698
baseline
▲ 0.50% · 4.625%
HK$54,423
+HK$2,725/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,396/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,906
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,552
−HK$1,672/mo
Today · 4.125%
HK$56,224
baseline
▲ 0.50% · 4.625%
HK$59,645
+HK$3,421/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,448/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,857
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,436
−HK$1,601/mo
Today · 4.125%
HK$62,037
baseline
▲ 0.50% · 4.625%
HK$65,307
+HK$3,270/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,074/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,724
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,644
−HK$1,950/mo
Today · 4.125%
HK$65,594
baseline
▲ 0.50% · 4.625%
HK$69,586
+HK$3,992/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,188/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,667
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,509
−HK$1,868/mo
Today · 4.125%
HK$72,377
baseline
▲ 0.50% · 4.625%
HK$76,192
+HK$3,815/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,754/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,359
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,828
−HK$2,508/mo
Today · 4.125%
HK$84,336
baseline
▲ 0.50% · 4.625%
HK$89,467
+HK$5,131/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,672/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,286
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,654
−HK$2,402/mo
Today · 4.125%
HK$93,056
baseline
▲ 0.50% · 4.625%
HK$97,961
+HK$4,905/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,112/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,056 · Scale 2, in force from 26 Feb 2026)