LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,089
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,461
−HK$1,393/mo
Today · 4.125%
HK$46,854
baseline
▲ 0.50% · 4.625%
HK$49,705
+HK$2,851/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,708/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,049
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,364
−HK$1,335/mo
Today · 4.125%
HK$51,699
baseline
▲ 0.50% · 4.625%
HK$54,424
+HK$2,725/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,398/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,907
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,553
−HK$1,672/mo
Today · 4.125%
HK$56,225
baseline
▲ 0.50% · 4.625%
HK$59,646
+HK$3,421/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,450/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,859
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,437
−HK$1,602/mo
Today · 4.125%
HK$62,039
baseline
▲ 0.50% · 4.625%
HK$65,309
+HK$3,270/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,078/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,725
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,645
−HK$1,951/mo
Today · 4.125%
HK$65,596
baseline
▲ 0.50% · 4.625%
HK$69,587
+HK$3,991/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,192/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,668
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,510
−HK$1,868/mo
Today · 4.125%
HK$72,378
baseline
▲ 0.50% · 4.625%
HK$76,194
+HK$3,816/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,756/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,361
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,829
−HK$2,508/mo
Today · 4.125%
HK$84,337
baseline
▲ 0.50% · 4.625%
HK$89,469
+HK$5,132/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,674/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,288
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,656
−HK$2,402/mo
Today · 4.125%
HK$93,058
baseline
▲ 0.50% · 4.625%
HK$97,963
+HK$4,905/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,116/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,071 · Scale 2, in force from 26 Feb 2026)