LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,090
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,461
−HK$1,394/mo
Today · 4.125%
HK$46,855
baseline
▲ 0.50% · 4.625%
HK$49,706
+HK$2,851/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,710/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,049
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,365
−HK$1,334/mo
Today · 4.125%
HK$51,699
baseline
▲ 0.50% · 4.625%
HK$54,425
+HK$2,726/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,398/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,908
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,553
−HK$1,672/mo
Today · 4.125%
HK$56,225
baseline
▲ 0.50% · 4.625%
HK$59,647
+HK$3,422/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,450/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,859
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,438
−HK$1,601/mo
Today · 4.125%
HK$62,039
baseline
▲ 0.50% · 4.625%
HK$65,309
+HK$3,270/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,078/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,726
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,646
−HK$1,950/mo
Today · 4.125%
HK$65,596
baseline
▲ 0.50% · 4.625%
HK$69,588
+HK$3,992/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$131,192/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,669
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,511
−HK$1,868/mo
Today · 4.125%
HK$72,379
baseline
▲ 0.50% · 4.625%
HK$76,194
+HK$3,815/mo
Deposit HK$5.80M · loan HK$13.53M · min. income ≈ HK$144,758/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,362
−HK$4,976/mo
▼ 0.25% · 3.875%
HK$81,830
−HK$2,508/mo
Today · 4.125%
HK$84,338
baseline
▲ 0.50% · 4.625%
HK$89,470
+HK$5,132/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,676/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,289
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,657
−HK$2,402/mo
Today · 4.125%
HK$93,059
baseline
▲ 0.50% · 4.625%
HK$97,964
+HK$4,905/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,118/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,079 · Scale 2, in force from 26 Feb 2026)