LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,090
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,462
−HK$1,393/mo
Today · 4.125%
HK$46,855
baseline
▲ 0.50% · 4.625%
HK$49,706
+HK$2,851/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,710/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,050
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,366
−HK$1,334/mo
Today · 4.125%
HK$51,700
baseline
▲ 0.50% · 4.625%
HK$54,425
+HK$2,725/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,400/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,909
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$54,554
−HK$1,672/mo
Today · 4.125%
HK$56,226
baseline
▲ 0.50% · 4.625%
HK$59,648
+HK$3,422/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,452/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,860
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,439
−HK$1,601/mo
Today · 4.125%
HK$62,040
baseline
▲ 0.50% · 4.625%
HK$65,310
+HK$3,270/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,080/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,727
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$63,647
−HK$1,950/mo
Today · 4.125%
HK$65,597
baseline
▲ 0.50% · 4.625%
HK$69,589
+HK$3,992/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,194/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,670
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,512
−HK$1,868/mo
Today · 4.125%
HK$72,380
baseline
▲ 0.50% · 4.625%
HK$76,196
+HK$3,816/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,760/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,363
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,831
−HK$2,509/mo
Today · 4.125%
HK$84,340
baseline
▲ 0.50% · 4.625%
HK$89,471
+HK$5,131/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,680/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,290
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,658
−HK$2,402/mo
Today · 4.125%
HK$93,060
baseline
▲ 0.50% · 4.625%
HK$97,966
+HK$4,906/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,120/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,091 · Scale 2, in force from 26 Feb 2026)