LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,091
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,463
−HK$1,393/mo
Today · 4.125%
HK$46,856
baseline
▲ 0.50% · 4.625%
HK$49,707
+HK$2,851/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,712/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,051
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,366
−HK$1,335/mo
Today · 4.125%
HK$51,701
baseline
▲ 0.50% · 4.625%
HK$54,426
+HK$2,725/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,402/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,909
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,555
−HK$1,672/mo
Today · 4.125%
HK$56,227
baseline
▲ 0.50% · 4.625%
HK$59,648
+HK$3,421/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,454/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,861
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,440
−HK$1,601/mo
Today · 4.125%
HK$62,041
baseline
▲ 0.50% · 4.625%
HK$65,311
+HK$3,270/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,082/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,727
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,648
−HK$1,950/mo
Today · 4.125%
HK$65,598
baseline
▲ 0.50% · 4.625%
HK$69,590
+HK$3,992/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,196/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,671
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,513
−HK$1,868/mo
Today · 4.125%
HK$72,381
baseline
▲ 0.50% · 4.625%
HK$76,197
+HK$3,816/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,762/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,364
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,833
−HK$2,508/mo
Today · 4.125%
HK$84,341
baseline
▲ 0.50% · 4.625%
HK$89,473
+HK$5,132/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,682/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,292
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,659
−HK$2,403/mo
Today · 4.125%
HK$93,062
baseline
▲ 0.50% · 4.625%
HK$97,967
+HK$4,905/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,124/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,100 · Scale 2, in force from 26 Feb 2026)