LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,093
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,465
−HK$1,393/mo
Today · 4.125%
HK$46,858
baseline
▲ 0.50% · 4.625%
HK$49,710
+HK$2,852/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,716/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,053
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,369
−HK$1,335/mo
Today · 4.125%
HK$51,704
baseline
▲ 0.50% · 4.625%
HK$54,429
+HK$2,725/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,408/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,912
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,558
−HK$1,672/mo
Today · 4.125%
HK$56,230
baseline
▲ 0.50% · 4.625%
HK$59,651
+HK$3,421/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,460/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,864
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,443
−HK$1,601/mo
Today · 4.125%
HK$62,044
baseline
▲ 0.50% · 4.625%
HK$65,315
+HK$3,271/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,088/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,731
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,651
−HK$1,951/mo
Today · 4.125%
HK$65,602
baseline
▲ 0.50% · 4.625%
HK$69,593
+HK$3,991/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,204/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,675
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,516
−HK$1,869/mo
Today · 4.125%
HK$72,385
baseline
▲ 0.50% · 4.625%
HK$76,200
+HK$3,815/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,770/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,368
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,837
−HK$2,508/mo
Today · 4.125%
HK$84,345
baseline
▲ 0.50% · 4.625%
HK$89,477
+HK$5,132/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,690/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,296
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,664
−HK$2,402/mo
Today · 4.125%
HK$93,066
baseline
▲ 0.50% · 4.625%
HK$97,972
+HK$4,906/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,132/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,137 · Scale 2, in force from 26 Feb 2026)