LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,094
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,465
−HK$1,394/mo
Today · 4.125%
HK$46,859
baseline
▲ 0.50% · 4.625%
HK$49,710
+HK$2,851/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,718/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,054
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,370
−HK$1,334/mo
Today · 4.125%
HK$51,704
baseline
▲ 0.50% · 4.625%
HK$54,430
+HK$2,726/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,408/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,913
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,558
−HK$1,673/mo
Today · 4.125%
HK$56,231
baseline
▲ 0.50% · 4.625%
HK$59,652
+HK$3,421/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$112,462/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,865
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,443
−HK$1,602/mo
Today · 4.125%
HK$62,045
baseline
▲ 0.50% · 4.625%
HK$65,315
+HK$3,270/mo
Deposit HK$7.73M · loan HK$11.60M · min. income ≈ HK$124,090/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,731
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,652
−HK$1,950/mo
Today · 4.125%
HK$65,602
baseline
▲ 0.50% · 4.625%
HK$69,594
+HK$3,992/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,204/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,675
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,517
−HK$1,869/mo
Today · 4.125%
HK$72,386
baseline
▲ 0.50% · 4.625%
HK$76,201
+HK$3,815/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,772/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,369
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,838
−HK$2,508/mo
Today · 4.125%
HK$84,346
baseline
▲ 0.50% · 4.625%
HK$89,478
+HK$5,132/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,692/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,297
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,665
−HK$2,402/mo
Today · 4.125%
HK$93,067
baseline
▲ 0.50% · 4.625%
HK$97,973
+HK$4,906/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,134/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,146 · Scale 2, in force from 26 Feb 2026)