LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,095
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,467
−HK$1,393/mo
Today · 4.125%
HK$46,860
baseline
▲ 0.50% · 4.625%
HK$49,712
+HK$2,852/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,720/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,055
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,371
−HK$1,335/mo
Today · 4.125%
HK$51,706
baseline
▲ 0.50% · 4.625%
HK$54,431
+HK$2,725/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,412/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,914
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,560
−HK$1,672/mo
Today · 4.125%
HK$56,232
baseline
▲ 0.50% · 4.625%
HK$59,654
+HK$3,422/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$112,464/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,867
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,445
−HK$1,602/mo
Today · 4.125%
HK$62,047
baseline
▲ 0.50% · 4.625%
HK$65,317
+HK$3,270/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$124,094/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,733
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,653
−HK$1,951/mo
Today · 4.125%
HK$65,604
baseline
▲ 0.50% · 4.625%
HK$69,596
+HK$3,992/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,208/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,678
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,520
−HK$1,868/mo
Today · 4.125%
HK$72,388
baseline
▲ 0.50% · 4.625%
HK$76,204
+HK$3,816/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,776/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,371
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,840
−HK$2,509/mo
Today · 4.125%
HK$84,349
baseline
▲ 0.50% · 4.625%
HK$89,481
+HK$5,132/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,698/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,300
−HK$4,770/mo
▼ 0.25% · 3.875%
HK$90,668
−HK$2,402/mo
Today · 4.125%
HK$93,070
baseline
▲ 0.50% · 4.625%
HK$97,976
+HK$4,906/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,140/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,168 · Scale 2, in force from 26 Feb 2026)