LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,096
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,467
−HK$1,394/mo
Today · 4.125%
HK$46,861
baseline
▲ 0.50% · 4.625%
HK$49,712
+HK$2,851/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,722/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,056
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,371
−HK$1,335/mo
Today · 4.125%
HK$51,706
baseline
▲ 0.50% · 4.625%
HK$54,432
+HK$2,726/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,412/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,915
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,561
−HK$1,672/mo
Today · 4.125%
HK$56,233
baseline
▲ 0.50% · 4.625%
HK$59,654
+HK$3,421/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$112,466/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,867
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,446
−HK$1,601/mo
Today · 4.125%
HK$62,047
baseline
▲ 0.50% · 4.625%
HK$65,318
+HK$3,271/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$124,094/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,734
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,654
−HK$1,951/mo
Today · 4.125%
HK$65,605
baseline
▲ 0.50% · 4.625%
HK$69,597
+HK$3,992/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,210/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,678
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,520
−HK$1,869/mo
Today · 4.125%
HK$72,389
baseline
▲ 0.50% · 4.625%
HK$76,204
+HK$3,815/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,778/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,372
−HK$4,977/mo
▼ 0.25% · 3.875%
HK$81,841
−HK$2,508/mo
Today · 4.125%
HK$84,349
baseline
▲ 0.50% · 4.625%
HK$89,482
+HK$5,133/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,698/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,300
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,669
−HK$2,402/mo
Today · 4.125%
HK$93,071
baseline
▲ 0.50% · 4.625%
HK$97,977
+HK$4,906/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,142/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,174 · Scale 2, in force from 26 Feb 2026)