LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,096
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,468
−HK$1,394/mo
Today · 4.125%
HK$46,862
baseline
▲ 0.50% · 4.625%
HK$49,713
+HK$2,851/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,724/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,057
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,372
−HK$1,335/mo
Today · 4.125%
HK$51,707
baseline
▲ 0.50% · 4.625%
HK$54,433
+HK$2,726/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,414/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,916
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,562
−HK$1,672/mo
Today · 4.125%
HK$56,234
baseline
▲ 0.50% · 4.625%
HK$59,656
+HK$3,422/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$112,468/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,868
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,447
−HK$1,602/mo
Today · 4.125%
HK$62,049
baseline
▲ 0.50% · 4.625%
HK$65,319
+HK$3,270/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$124,098/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,735
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,655
−HK$1,951/mo
Today · 4.125%
HK$65,606
baseline
▲ 0.50% · 4.625%
HK$69,598
+HK$3,992/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,212/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,679
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,521
−HK$1,869/mo
Today · 4.125%
HK$72,390
baseline
▲ 0.50% · 4.625%
HK$76,206
+HK$3,816/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,780/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,373
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,842
−HK$2,509/mo
Today · 4.125%
HK$84,351
baseline
▲ 0.50% · 4.625%
HK$89,483
+HK$5,132/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$168,702/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,302
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,670
−HK$2,403/mo
Today · 4.125%
HK$93,073
baseline
▲ 0.50% · 4.625%
HK$97,979
+HK$4,906/mo
Deposit HK$1.93M · loan HK$17.40M · min. income ≈ HK$186,146/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,188 · Scale 2, in force from 26 Feb 2026)