LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,099
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,470
−HK$1,394/mo
Today · 4.125%
HK$46,864
baseline
▲ 0.50% · 4.625%
HK$49,715
+HK$2,851/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,728/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,059
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,375
−HK$1,335/mo
Today · 4.125%
HK$51,710
baseline
▲ 0.50% · 4.625%
HK$54,435
+HK$2,725/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,420/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$725,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,918
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,564
−HK$1,673/mo
Today · 4.125%
HK$56,237
baseline
▲ 0.50% · 4.625%
HK$59,659
+HK$3,422/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$112,474/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,871
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,450
−HK$1,602/mo
Today · 4.125%
HK$62,052
baseline
▲ 0.50% · 4.625%
HK$65,322
+HK$3,270/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$124,104/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,738
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,658
−HK$1,951/mo
Today · 4.125%
HK$65,609
baseline
▲ 0.50% · 4.625%
HK$69,602
+HK$3,993/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,218/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,683
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,525
−HK$1,869/mo
Today · 4.125%
HK$72,394
baseline
▲ 0.50% · 4.625%
HK$76,209
+HK$3,815/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,788/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,377
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,846
−HK$2,509/mo
Today · 4.125%
HK$84,355
baseline
▲ 0.50% · 4.625%
HK$89,488
+HK$5,133/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,710/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,306
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,675
−HK$2,402/mo
Today · 4.125%
HK$93,077
baseline
▲ 0.50% · 4.625%
HK$97,984
+HK$4,907/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,154/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,223 · Scale 2, in force from 26 Feb 2026)