LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,100
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,471
−HK$1,394/mo
Today · 4.125%
HK$46,865
baseline
▲ 0.50% · 4.625%
HK$49,717
+HK$2,852/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,730/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,060
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,376
−HK$1,335/mo
Today · 4.125%
HK$51,711
baseline
▲ 0.50% · 4.625%
HK$54,437
+HK$2,726/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,422/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,920
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,566
−HK$1,672/mo
Today · 4.125%
HK$56,238
baseline
▲ 0.50% · 4.625%
HK$59,660
+HK$3,422/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$112,476/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,873
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$60,451
−HK$1,602/mo
Today · 4.125%
HK$62,053
baseline
▲ 0.50% · 4.625%
HK$65,324
+HK$3,271/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$124,106/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,740
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,660
−HK$1,951/mo
Today · 4.125%
HK$65,611
baseline
▲ 0.50% · 4.625%
HK$69,603
+HK$3,992/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,222/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,685
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,527
−HK$1,868/mo
Today · 4.125%
HK$72,395
baseline
▲ 0.50% · 4.625%
HK$76,212
+HK$3,817/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,790/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,379
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,849
−HK$2,508/mo
Today · 4.125%
HK$84,357
baseline
▲ 0.50% · 4.625%
HK$89,490
+HK$5,133/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,714/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,309
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,677
−HK$2,403/mo
Today · 4.125%
HK$93,080
baseline
▲ 0.50% · 4.625%
HK$97,986
+HK$4,906/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,160/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,243 · Scale 2, in force from 26 Feb 2026)