LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,101
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,473
−HK$1,393/mo
Today · 4.125%
HK$46,866
baseline
▲ 0.50% · 4.625%
HK$49,718
+HK$2,852/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,732/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,062
−HK$2,650/mo
▼ 0.25% · 3.875%
HK$50,377
−HK$1,335/mo
Today · 4.125%
HK$51,712
baseline
▲ 0.50% · 4.625%
HK$54,438
+HK$2,726/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,424/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,921
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,567
−HK$1,673/mo
Today · 4.125%
HK$56,240
baseline
▲ 0.50% · 4.625%
HK$59,662
+HK$3,422/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$112,480/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,874
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,453
−HK$1,602/mo
Today · 4.125%
HK$62,055
baseline
▲ 0.50% · 4.625%
HK$65,326
+HK$3,271/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$124,110/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,741
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,662
−HK$1,951/mo
Today · 4.125%
HK$65,613
baseline
▲ 0.50% · 4.625%
HK$69,605
+HK$3,992/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,226/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,686
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,528
−HK$1,869/mo
Today · 4.125%
HK$72,397
baseline
▲ 0.50% · 4.625%
HK$76,213
+HK$3,816/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,794/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,381
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,851
−HK$2,508/mo
Today · 4.125%
HK$84,359
baseline
▲ 0.50% · 4.625%
HK$89,492
+HK$5,133/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,718/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,311
−HK$4,771/mo
▼ 0.25% · 3.875%
HK$90,679
−HK$2,403/mo
Today · 4.125%
HK$93,082
baseline
▲ 0.50% · 4.625%
HK$97,989
+HK$4,907/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,164/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,260 · Scale 2, in force from 26 Feb 2026)