LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,102
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,474
−HK$1,393/mo
Today · 4.125%
HK$46,867
baseline
▲ 0.50% · 4.625%
HK$49,719
+HK$2,852/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,734/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,063
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,379
−HK$1,335/mo
Today · 4.125%
HK$51,714
baseline
▲ 0.50% · 4.625%
HK$54,440
+HK$2,726/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,428/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,922
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,568
−HK$1,673/mo
Today · 4.125%
HK$56,241
baseline
▲ 0.50% · 4.625%
HK$59,663
+HK$3,422/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$112,482/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,875
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,455
−HK$1,601/mo
Today · 4.125%
HK$62,056
baseline
▲ 0.50% · 4.625%
HK$65,327
+HK$3,271/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$124,112/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,743
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,663
−HK$1,951/mo
Today · 4.125%
HK$65,614
baseline
▲ 0.50% · 4.625%
HK$69,607
+HK$3,993/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,228/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,688
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,530
−HK$1,869/mo
Today · 4.125%
HK$72,399
baseline
▲ 0.50% · 4.625%
HK$76,215
+HK$3,816/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,798/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,383
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,853
−HK$2,508/mo
Today · 4.125%
HK$84,361
baseline
▲ 0.50% · 4.625%
HK$89,495
+HK$5,134/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,722/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,313
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,682
−HK$2,403/mo
Today · 4.125%
HK$93,085
baseline
▲ 0.50% · 4.625%
HK$97,991
+HK$4,906/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,170/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,279 · Scale 2, in force from 26 Feb 2026)