LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,103
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,475
−HK$1,393/mo
Today · 4.125%
HK$46,868
baseline
▲ 0.50% · 4.625%
HK$49,720
+HK$2,852/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,736/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,064
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,380
−HK$1,335/mo
Today · 4.125%
HK$51,715
baseline
▲ 0.50% · 4.625%
HK$54,441
+HK$2,726/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,430/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,923
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,570
−HK$1,672/mo
Today · 4.125%
HK$56,242
baseline
▲ 0.50% · 4.625%
HK$59,664
+HK$3,422/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$112,484/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,877
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,456
−HK$1,602/mo
Today · 4.125%
HK$62,058
baseline
▲ 0.50% · 4.625%
HK$65,329
+HK$3,271/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$124,116/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,744
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,665
−HK$1,951/mo
Today · 4.125%
HK$65,616
baseline
▲ 0.50% · 4.625%
HK$69,608
+HK$3,992/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,232/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,690
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,532
−HK$1,869/mo
Today · 4.125%
HK$72,401
baseline
▲ 0.50% · 4.625%
HK$76,217
+HK$3,816/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,802/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,385
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,854
−HK$2,509/mo
Today · 4.125%
HK$84,363
baseline
▲ 0.50% · 4.625%
HK$89,497
+HK$5,134/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,726/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,315
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,684
−HK$2,403/mo
Today · 4.125%
HK$93,087
baseline
▲ 0.50% · 4.625%
HK$97,993
+HK$4,906/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,174/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,295 · Scale 2, in force from 26 Feb 2026)