LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,104
−HK$2,765/mo
▼ 0.25% · 3.875%
HK$45,476
−HK$1,393/mo
Today · 4.125%
HK$46,869
baseline
▲ 0.50% · 4.625%
HK$49,721
+HK$2,852/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,738/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,065
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,381
−HK$1,335/mo
Today · 4.125%
HK$51,716
baseline
▲ 0.50% · 4.625%
HK$54,442
+HK$2,726/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,432/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,925
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$54,571
−HK$1,672/mo
Today · 4.125%
HK$56,243
baseline
▲ 0.50% · 4.625%
HK$59,666
+HK$3,423/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$112,486/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,878
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,457
−HK$1,602/mo
Today · 4.125%
HK$62,059
baseline
▲ 0.50% · 4.625%
HK$65,330
+HK$3,271/mo
Deposit HK$7.74M · loan HK$11.60M · min. income ≈ HK$124,118/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,745
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,666
−HK$1,951/mo
Today · 4.125%
HK$65,617
baseline
▲ 0.50% · 4.625%
HK$69,610
+HK$3,993/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,234/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,691
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,533
−HK$1,869/mo
Today · 4.125%
HK$72,402
baseline
▲ 0.50% · 4.625%
HK$76,219
+HK$3,817/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,804/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,387
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,856
−HK$2,509/mo
Today · 4.125%
HK$84,365
baseline
▲ 0.50% · 4.625%
HK$89,498
+HK$5,133/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,730/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,317
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,686
−HK$2,403/mo
Today · 4.125%
HK$93,089
baseline
▲ 0.50% · 4.625%
HK$97,995
+HK$4,906/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,178/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,310 · Scale 2, in force from 26 Feb 2026)