LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,105
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,477
−HK$1,394/mo
Today · 4.125%
HK$46,871
baseline
▲ 0.50% · 4.625%
HK$49,723
+HK$2,852/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,742/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,066
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,382
−HK$1,335/mo
Today · 4.125%
HK$51,717
baseline
▲ 0.50% · 4.625%
HK$54,443
+HK$2,726/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,434/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,926
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,572
−HK$1,673/mo
Today · 4.125%
HK$56,245
baseline
▲ 0.50% · 4.625%
HK$59,667
+HK$3,422/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,490/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,879
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,459
−HK$1,602/mo
Today · 4.125%
HK$62,061
baseline
▲ 0.50% · 4.625%
HK$65,332
+HK$3,271/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,122/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,747
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,668
−HK$1,951/mo
Today · 4.125%
HK$65,619
baseline
▲ 0.50% · 4.625%
HK$69,612
+HK$3,993/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,238/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,693
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,535
−HK$1,869/mo
Today · 4.125%
HK$72,404
baseline
▲ 0.50% · 4.625%
HK$76,221
+HK$3,817/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,808/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,389
−HK$4,978/mo
▼ 0.25% · 3.875%
HK$81,858
−HK$2,509/mo
Today · 4.125%
HK$84,367
baseline
▲ 0.50% · 4.625%
HK$89,501
+HK$5,134/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,734/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,319
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,688
−HK$2,403/mo
Today · 4.125%
HK$93,091
baseline
▲ 0.50% · 4.625%
HK$97,998
+HK$4,907/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,182/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,328 · Scale 2, in force from 26 Feb 2026)