LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,108
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,480
−HK$1,394/mo
Today · 4.125%
HK$46,874
baseline
▲ 0.50% · 4.625%
HK$49,726
+HK$2,852/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,748/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,069
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,385
−HK$1,335/mo
Today · 4.125%
HK$51,720
baseline
▲ 0.50% · 4.625%
HK$54,447
+HK$2,727/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,440/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,929
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,576
−HK$1,672/mo
Today · 4.125%
HK$56,248
baseline
▲ 0.50% · 4.625%
HK$59,671
+HK$3,423/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,496/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,883
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,463
−HK$1,602/mo
Today · 4.125%
HK$62,065
baseline
▲ 0.50% · 4.625%
HK$65,336
+HK$3,271/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,130/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,751
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,672
−HK$1,951/mo
Today · 4.125%
HK$65,623
baseline
▲ 0.50% · 4.625%
HK$69,616
+HK$3,993/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,246/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,697
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,540
−HK$1,869/mo
Today · 4.125%
HK$72,409
baseline
▲ 0.50% · 4.625%
HK$76,225
+HK$3,816/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,818/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,394
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$81,864
−HK$2,509/mo
Today · 4.125%
HK$84,373
baseline
▲ 0.50% · 4.625%
HK$89,507
+HK$5,134/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,746/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,325
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,694
−HK$2,403/mo
Today · 4.125%
HK$93,097
baseline
▲ 0.50% · 4.625%
HK$98,004
+HK$4,907/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,194/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,375 · Scale 2, in force from 26 Feb 2026)