LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,109
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,481
−HK$1,394/mo
Today · 4.125%
HK$46,875
baseline
▲ 0.50% · 4.625%
HK$49,728
+HK$2,853/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,750/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,071
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,387
−HK$1,335/mo
Today · 4.125%
HK$51,722
baseline
▲ 0.50% · 4.625%
HK$54,449
+HK$2,727/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,444/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,931
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,578
−HK$1,673/mo
Today · 4.125%
HK$56,251
baseline
▲ 0.50% · 4.625%
HK$59,673
+HK$3,422/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,502/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,886
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,465
−HK$1,602/mo
Today · 4.125%
HK$62,067
baseline
▲ 0.50% · 4.625%
HK$65,339
+HK$3,272/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,134/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,753
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,674
−HK$1,952/mo
Today · 4.125%
HK$65,626
baseline
▲ 0.50% · 4.625%
HK$69,619
+HK$3,993/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,252/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,700
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,542
−HK$1,869/mo
Today · 4.125%
HK$72,411
baseline
▲ 0.50% · 4.625%
HK$76,228
+HK$3,817/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,822/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,397
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$81,867
−HK$2,509/mo
Today · 4.125%
HK$84,376
baseline
▲ 0.50% · 4.625%
HK$89,510
+HK$5,134/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,752/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,328
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,697
−HK$2,403/mo
Today · 4.125%
HK$93,100
baseline
▲ 0.50% · 4.625%
HK$98,008
+HK$4,908/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,200/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,402 · Scale 2, in force from 26 Feb 2026)