LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,112
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,484
−HK$1,394/mo
Today · 4.125%
HK$46,878
baseline
▲ 0.50% · 4.625%
HK$49,730
+HK$2,852/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,756/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,074
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,390
−HK$1,335/mo
Today · 4.125%
HK$51,725
baseline
▲ 0.50% · 4.625%
HK$54,452
+HK$2,727/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,450/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,934
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$54,581
−HK$1,672/mo
Today · 4.125%
HK$56,253
baseline
▲ 0.50% · 4.625%
HK$59,676
+HK$3,423/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,506/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,889
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$60,468
−HK$1,602/mo
Today · 4.125%
HK$62,070
baseline
▲ 0.50% · 4.625%
HK$65,342
+HK$3,272/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,140/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,756
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,677
−HK$1,952/mo
Today · 4.125%
HK$65,629
baseline
▲ 0.50% · 4.625%
HK$69,622
+HK$3,993/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,258/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,703
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,546
−HK$1,869/mo
Today · 4.125%
HK$72,415
baseline
▲ 0.50% · 4.625%
HK$76,232
+HK$3,817/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,830/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,401
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$81,871
−HK$2,509/mo
Today · 4.125%
HK$84,380
baseline
▲ 0.50% · 4.625%
HK$89,514
+HK$5,134/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,760/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,333
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,702
−HK$2,403/mo
Today · 4.125%
HK$93,105
baseline
▲ 0.50% · 4.625%
HK$98,013
+HK$4,908/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,210/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,440 · Scale 2, in force from 26 Feb 2026)