LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,112
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,484
−HK$1,394/mo
Today · 4.125%
HK$46,878
baseline
▲ 0.50% · 4.625%
HK$49,731
+HK$2,853/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,756/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,074
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,390
−HK$1,336/mo
Today · 4.125%
HK$51,726
baseline
▲ 0.50% · 4.625%
HK$54,452
+HK$2,726/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,452/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,934
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,581
−HK$1,673/mo
Today · 4.125%
HK$56,254
baseline
▲ 0.50% · 4.625%
HK$59,677
+HK$3,423/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,508/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,889
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,468
−HK$1,603/mo
Today · 4.125%
HK$62,071
baseline
▲ 0.50% · 4.625%
HK$65,342
+HK$3,271/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,142/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,757
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,678
−HK$1,952/mo
Today · 4.125%
HK$65,630
baseline
▲ 0.50% · 4.625%
HK$69,623
+HK$3,993/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,260/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,704
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,547
−HK$1,869/mo
Today · 4.125%
HK$72,416
baseline
▲ 0.50% · 4.625%
HK$76,233
+HK$3,817/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,832/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,402
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$81,872
−HK$2,509/mo
Today · 4.125%
HK$84,381
baseline
▲ 0.50% · 4.625%
HK$89,515
+HK$5,134/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,762/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,334
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,703
−HK$2,403/mo
Today · 4.125%
HK$93,106
baseline
▲ 0.50% · 4.625%
HK$98,014
+HK$4,908/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,212/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,446 · Scale 2, in force from 26 Feb 2026)