LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,114
−HK$2,766/mo
▼ 0.25% · 3.875%
HK$45,486
−HK$1,394/mo
Today · 4.125%
HK$46,880
baseline
▲ 0.50% · 4.625%
HK$49,733
+HK$2,853/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,760/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,076
−HK$2,651/mo
▼ 0.25% · 3.875%
HK$50,392
−HK$1,335/mo
Today · 4.125%
HK$51,727
baseline
▲ 0.50% · 4.625%
HK$54,454
+HK$2,727/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,454/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,936
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,583
−HK$1,673/mo
Today · 4.125%
HK$56,256
baseline
▲ 0.50% · 4.625%
HK$59,679
+HK$3,423/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,512/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,891
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,471
−HK$1,602/mo
Today · 4.125%
HK$62,073
baseline
▲ 0.50% · 4.625%
HK$65,345
+HK$3,272/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,146/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,759
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,680
−HK$1,952/mo
Today · 4.125%
HK$65,632
baseline
▲ 0.50% · 4.625%
HK$69,626
+HK$3,994/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,264/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,706
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,549
−HK$1,869/mo
Today · 4.125%
HK$72,418
baseline
▲ 0.50% · 4.625%
HK$76,236
+HK$3,818/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,836/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,405
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$81,875
−HK$2,509/mo
Today · 4.125%
HK$84,384
baseline
▲ 0.50% · 4.625%
HK$89,519
+HK$5,135/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,768/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,337
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,706
−HK$2,403/mo
Today · 4.125%
HK$93,109
baseline
▲ 0.50% · 4.625%
HK$98,017
+HK$4,908/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,218/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,473 · Scale 2, in force from 26 Feb 2026)