LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,116
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,489
−HK$1,394/mo
Today · 4.125%
HK$46,883
baseline
▲ 0.50% · 4.625%
HK$49,736
+HK$2,853/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,766/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,079
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,395
−HK$1,336/mo
Today · 4.125%
HK$51,731
baseline
▲ 0.50% · 4.625%
HK$54,458
+HK$2,727/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,462/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,940
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,587
−HK$1,673/mo
Today · 4.125%
HK$56,260
baseline
▲ 0.50% · 4.625%
HK$59,683
+HK$3,423/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,520/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,895
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,475
−HK$1,602/mo
Today · 4.125%
HK$62,077
baseline
▲ 0.50% · 4.625%
HK$65,349
+HK$3,272/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,154/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,763
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,684
−HK$1,952/mo
Today · 4.125%
HK$65,636
baseline
▲ 0.50% · 4.625%
HK$69,630
+HK$3,994/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,272/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,711
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,554
−HK$1,869/mo
Today · 4.125%
HK$72,423
baseline
▲ 0.50% · 4.625%
HK$76,241
+HK$3,818/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,846/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,410
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$81,880
−HK$2,509/mo
Today · 4.125%
HK$84,389
baseline
▲ 0.50% · 4.625%
HK$89,524
+HK$5,135/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,778/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,342
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$90,712
−HK$2,403/mo
Today · 4.125%
HK$93,115
baseline
▲ 0.50% · 4.625%
HK$98,024
+HK$4,909/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,230/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,519 · Scale 2, in force from 26 Feb 2026)