LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,117
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,490
−HK$1,394/mo
Today · 4.125%
HK$46,884
baseline
▲ 0.50% · 4.625%
HK$49,737
+HK$2,853/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,768/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,080
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,396
−HK$1,336/mo
Today · 4.125%
HK$51,732
baseline
▲ 0.50% · 4.625%
HK$54,459
+HK$2,727/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,464/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,941
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,588
−HK$1,673/mo
Today · 4.125%
HK$56,261
baseline
▲ 0.50% · 4.625%
HK$59,684
+HK$3,423/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,522/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,896
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,476
−HK$1,602/mo
Today · 4.125%
HK$62,078
baseline
▲ 0.50% · 4.625%
HK$65,350
+HK$3,272/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,156/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$725,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,764
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,685
−HK$1,952/mo
Today · 4.125%
HK$65,637
baseline
▲ 0.50% · 4.625%
HK$69,631
+HK$3,994/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,274/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,712
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,555
−HK$1,869/mo
Today · 4.125%
HK$72,424
baseline
▲ 0.50% · 4.625%
HK$76,242
+HK$3,818/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,848/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,411
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$81,881
−HK$2,510/mo
Today · 4.125%
HK$84,391
baseline
▲ 0.50% · 4.625%
HK$89,526
+HK$5,135/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,782/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,344
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$90,713
−HK$2,404/mo
Today · 4.125%
HK$93,117
baseline
▲ 0.50% · 4.625%
HK$98,025
+HK$4,908/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,234/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,532 · Scale 2, in force from 26 Feb 2026)