LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,121
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,493
−HK$1,395/mo
Today · 4.125%
HK$46,888
baseline
▲ 0.50% · 4.625%
HK$49,741
+HK$2,853/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,776/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,084
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,400
−HK$1,336/mo
Today · 4.125%
HK$51,736
baseline
▲ 0.50% · 4.625%
HK$54,463
+HK$2,727/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,472/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,945
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,592
−HK$1,673/mo
Today · 4.125%
HK$56,265
baseline
▲ 0.50% · 4.625%
HK$59,689
+HK$3,424/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,530/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,901
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,480
−HK$1,603/mo
Today · 4.125%
HK$62,083
baseline
▲ 0.50% · 4.625%
HK$65,355
+HK$3,272/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,166/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,769
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,691
−HK$1,952/mo
Today · 4.125%
HK$65,643
baseline
▲ 0.50% · 4.625%
HK$69,637
+HK$3,994/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,286/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,718
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,561
−HK$1,869/mo
Today · 4.125%
HK$72,430
baseline
▲ 0.50% · 4.625%
HK$76,248
+HK$3,818/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,860/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,417
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,888
−HK$2,510/mo
Today · 4.125%
HK$84,398
baseline
▲ 0.50% · 4.625%
HK$89,533
+HK$5,135/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,796/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,351
−HK$4,773/mo
▼ 0.25% · 3.875%
HK$90,721
−HK$2,403/mo
Today · 4.125%
HK$93,124
baseline
▲ 0.50% · 4.625%
HK$98,033
+HK$4,909/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,248/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,590 · Scale 2, in force from 26 Feb 2026)