LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,122
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,494
−HK$1,395/mo
Today · 4.125%
HK$46,889
baseline
▲ 0.50% · 4.625%
HK$49,742
+HK$2,853/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,778/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,085
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,402
−HK$1,335/mo
Today · 4.125%
HK$51,737
baseline
▲ 0.50% · 4.625%
HK$54,464
+HK$2,727/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,474/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,946
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,593
−HK$1,673/mo
Today · 4.125%
HK$56,266
baseline
▲ 0.50% · 4.625%
HK$59,690
+HK$3,424/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,532/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,902
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,482
−HK$1,602/mo
Today · 4.125%
HK$62,084
baseline
▲ 0.50% · 4.625%
HK$65,357
+HK$3,273/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,168/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,771
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,692
−HK$1,952/mo
Today · 4.125%
HK$65,644
baseline
▲ 0.50% · 4.625%
HK$69,638
+HK$3,994/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,288/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,719
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,562
−HK$1,870/mo
Today · 4.125%
HK$72,432
baseline
▲ 0.50% · 4.625%
HK$76,250
+HK$3,818/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,864/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,419
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,890
−HK$2,510/mo
Today · 4.125%
HK$84,400
baseline
▲ 0.50% · 4.625%
HK$89,535
+HK$5,135/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,800/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,353
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,723
−HK$2,404/mo
Today · 4.125%
HK$93,127
baseline
▲ 0.50% · 4.625%
HK$98,036
+HK$4,909/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,254/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,607 · Scale 2, in force from 26 Feb 2026)