LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,122
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,495
−HK$1,394/mo
Today · 4.125%
HK$46,889
baseline
▲ 0.50% · 4.625%
HK$49,742
+HK$2,853/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$93,778/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,086
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,402
−HK$1,336/mo
Today · 4.125%
HK$51,738
baseline
▲ 0.50% · 4.625%
HK$54,465
+HK$2,727/mo
Deposit HK$9.67M · loan HK$9.67M · min. income ≈ HK$103,476/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,947
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,594
−HK$1,673/mo
Today · 4.125%
HK$56,267
baseline
▲ 0.50% · 4.625%
HK$59,691
+HK$3,424/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,534/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,903
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$60,483
−HK$1,602/mo
Today · 4.125%
HK$62,085
baseline
▲ 0.50% · 4.625%
HK$65,358
+HK$3,273/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,170/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,771
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,693
−HK$1,952/mo
Today · 4.125%
HK$65,645
baseline
▲ 0.50% · 4.625%
HK$69,639
+HK$3,994/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$131,290/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,720
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,563
−HK$1,870/mo
Today · 4.125%
HK$72,433
baseline
▲ 0.50% · 4.625%
HK$76,251
+HK$3,818/mo
Deposit HK$5.80M · loan HK$13.54M · min. income ≈ HK$144,866/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,420
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,891
−HK$2,510/mo
Today · 4.125%
HK$84,401
baseline
▲ 0.50% · 4.625%
HK$89,536
+HK$5,135/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$168,802/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,354
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,724
−HK$2,404/mo
Today · 4.125%
HK$93,128
baseline
▲ 0.50% · 4.625%
HK$98,037
+HK$4,909/mo
Deposit HK$1.93M · loan HK$17.41M · min. income ≈ HK$186,256/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,615 · Scale 2, in force from 26 Feb 2026)