LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,124
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,497
−HK$1,394/mo
Today · 4.125%
HK$46,891
baseline
▲ 0.50% · 4.625%
HK$49,744
+HK$2,853/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,782/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,088
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,404
−HK$1,336/mo
Today · 4.125%
HK$51,740
baseline
▲ 0.50% · 4.625%
HK$54,467
+HK$2,727/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,480/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,949
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,596
−HK$1,673/mo
Today · 4.125%
HK$56,269
baseline
▲ 0.50% · 4.625%
HK$59,693
+HK$3,424/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,538/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,905
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,485
−HK$1,603/mo
Today · 4.125%
HK$62,088
baseline
▲ 0.50% · 4.625%
HK$65,361
+HK$3,273/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,176/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,774
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,695
−HK$1,953/mo
Today · 4.125%
HK$65,648
baseline
▲ 0.50% · 4.625%
HK$69,642
+HK$3,994/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,296/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,723
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,566
−HK$1,870/mo
Today · 4.125%
HK$72,436
baseline
▲ 0.50% · 4.625%
HK$76,254
+HK$3,818/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,872/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,424
−HK$4,980/mo
▼ 0.25% · 3.875%
HK$81,894
−HK$2,510/mo
Today · 4.125%
HK$84,404
baseline
▲ 0.50% · 4.625%
HK$89,540
+HK$5,136/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,808/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,358
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,728
−HK$2,404/mo
Today · 4.125%
HK$93,132
baseline
▲ 0.50% · 4.625%
HK$98,041
+HK$4,909/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,264/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,646 · Scale 2, in force from 26 Feb 2026)