LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,125
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,498
−HK$1,395/mo
Today · 4.125%
HK$46,893
baseline
▲ 0.50% · 4.625%
HK$49,746
+HK$2,853/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,786/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,089
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,406
−HK$1,335/mo
Today · 4.125%
HK$51,741
baseline
▲ 0.50% · 4.625%
HK$54,469
+HK$2,728/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,482/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,951
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,598
−HK$1,673/mo
Today · 4.125%
HK$56,271
baseline
▲ 0.50% · 4.625%
HK$59,695
+HK$3,424/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,542/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,907
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,487
−HK$1,603/mo
Today · 4.125%
HK$62,090
baseline
▲ 0.50% · 4.625%
HK$65,362
+HK$3,272/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,180/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,776
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,697
−HK$1,953/mo
Today · 4.125%
HK$65,650
baseline
▲ 0.50% · 4.625%
HK$69,644
+HK$3,994/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,300/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,725
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,568
−HK$1,870/mo
Today · 4.125%
HK$72,438
baseline
▲ 0.50% · 4.625%
HK$76,256
+HK$3,818/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,876/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,426
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,896
−HK$2,511/mo
Today · 4.125%
HK$84,407
baseline
▲ 0.50% · 4.625%
HK$89,542
+HK$5,135/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,814/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,360
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,730
−HK$2,404/mo
Today · 4.125%
HK$93,134
baseline
▲ 0.50% · 4.625%
HK$98,043
+HK$4,909/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,268/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,666 · Scale 2, in force from 26 Feb 2026)