LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,127
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,500
−HK$1,394/mo
Today · 4.125%
HK$46,894
baseline
▲ 0.50% · 4.625%
HK$49,748
+HK$2,854/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,788/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,091
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,408
−HK$1,335/mo
Today · 4.125%
HK$51,743
baseline
▲ 0.50% · 4.625%
HK$54,471
+HK$2,728/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,486/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,953
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,600
−HK$1,673/mo
Today · 4.125%
HK$56,273
baseline
▲ 0.50% · 4.625%
HK$59,697
+HK$3,424/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,546/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,909
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,489
−HK$1,603/mo
Today · 4.125%
HK$62,092
baseline
▲ 0.50% · 4.625%
HK$65,365
+HK$3,273/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,184/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,778
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,700
−HK$1,952/mo
Today · 4.125%
HK$65,652
baseline
▲ 0.50% · 4.625%
HK$69,647
+HK$3,995/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,304/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,728
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,571
−HK$1,870/mo
Today · 4.125%
HK$72,441
baseline
▲ 0.50% · 4.625%
HK$76,259
+HK$3,818/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,882/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,429
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,900
−HK$2,510/mo
Today · 4.125%
HK$84,410
baseline
▲ 0.50% · 4.625%
HK$89,546
+HK$5,136/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,820/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,364
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,734
−HK$2,404/mo
Today · 4.125%
HK$93,138
baseline
▲ 0.50% · 4.625%
HK$98,048
+HK$4,910/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,276/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,697 · Scale 2, in force from 26 Feb 2026)