LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,128
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,501
−HK$1,394/mo
Today · 4.125%
HK$46,895
baseline
▲ 0.50% · 4.625%
HK$49,749
+HK$2,854/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,790/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,092
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,409
−HK$1,335/mo
Today · 4.125%
HK$51,744
baseline
▲ 0.50% · 4.625%
HK$54,472
+HK$2,728/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,488/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,954
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$54,601
−HK$1,673/mo
Today · 4.125%
HK$56,274
baseline
▲ 0.50% · 4.625%
HK$59,699
+HK$3,425/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,548/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,910
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,490
−HK$1,603/mo
Today · 4.125%
HK$62,093
baseline
▲ 0.50% · 4.625%
HK$65,366
+HK$3,273/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,186/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,779
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,701
−HK$1,952/mo
Today · 4.125%
HK$65,653
baseline
▲ 0.50% · 4.625%
HK$69,648
+HK$3,995/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,306/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,729
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,572
−HK$1,870/mo
Today · 4.125%
HK$72,442
baseline
▲ 0.50% · 4.625%
HK$76,261
+HK$3,819/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,884/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,431
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,901
−HK$2,511/mo
Today · 4.125%
HK$84,412
baseline
▲ 0.50% · 4.625%
HK$89,548
+HK$5,136/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,824/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,366
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,736
−HK$2,404/mo
Today · 4.125%
HK$93,140
baseline
▲ 0.50% · 4.625%
HK$98,049
+HK$4,909/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,280/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,710 · Scale 2, in force from 26 Feb 2026)