LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,131
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,504
−HK$1,394/mo
Today · 4.125%
HK$46,898
baseline
▲ 0.50% · 4.625%
HK$49,752
+HK$2,854/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,796/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,095
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,412
−HK$1,336/mo
Today · 4.125%
HK$51,748
baseline
▲ 0.50% · 4.625%
HK$54,475
+HK$2,727/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,496/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,957
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,604
−HK$1,674/mo
Today · 4.125%
HK$56,278
baseline
▲ 0.50% · 4.625%
HK$59,702
+HK$3,424/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,556/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,914
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,494
−HK$1,603/mo
Today · 4.125%
HK$62,097
baseline
▲ 0.50% · 4.625%
HK$65,370
+HK$3,273/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,194/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,783
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,705
−HK$1,953/mo
Today · 4.125%
HK$65,658
baseline
▲ 0.50% · 4.625%
HK$69,653
+HK$3,995/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,316/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,733
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$70,577
−HK$1,870/mo
Today · 4.125%
HK$72,447
baseline
▲ 0.50% · 4.625%
HK$76,265
+HK$3,818/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,894/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,436
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,906
−HK$2,511/mo
Today · 4.125%
HK$84,417
baseline
▲ 0.50% · 4.625%
HK$89,553
+HK$5,136/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,834/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,371
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$90,741
−HK$2,405/mo
Today · 4.125%
HK$93,146
baseline
▲ 0.50% · 4.625%
HK$98,056
+HK$4,910/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,292/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,756 · Scale 2, in force from 26 Feb 2026)