LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,133
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,505
−HK$1,395/mo
Today · 4.125%
HK$46,900
baseline
▲ 0.50% · 4.625%
HK$49,754
+HK$2,854/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,800/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,097
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,414
−HK$1,336/mo
Today · 4.125%
HK$51,750
baseline
▲ 0.50% · 4.625%
HK$54,477
+HK$2,727/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,500/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,959
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,606
−HK$1,674/mo
Today · 4.125%
HK$56,280
baseline
▲ 0.50% · 4.625%
HK$59,705
+HK$3,425/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,560/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,916
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,497
−HK$1,603/mo
Today · 4.125%
HK$62,100
baseline
▲ 0.50% · 4.625%
HK$65,373
+HK$3,273/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,200/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,786
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,707
−HK$1,953/mo
Today · 4.125%
HK$65,660
baseline
▲ 0.50% · 4.625%
HK$69,655
+HK$3,995/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,320/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,736
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,579
−HK$1,870/mo
Today · 4.125%
HK$72,449
baseline
▲ 0.50% · 4.625%
HK$76,268
+HK$3,819/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,898/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,439
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,910
−HK$2,510/mo
Today · 4.125%
HK$84,420
baseline
▲ 0.50% · 4.625%
HK$89,557
+HK$5,137/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,840/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,375
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,745
−HK$2,404/mo
Today · 4.125%
HK$93,149
baseline
▲ 0.50% · 4.625%
HK$98,059
+HK$4,910/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,298/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,784 · Scale 2, in force from 26 Feb 2026)