LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,133
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,506
−HK$1,395/mo
Today · 4.125%
HK$46,901
baseline
▲ 0.50% · 4.625%
HK$49,754
+HK$2,853/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,802/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,098
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,414
−HK$1,336/mo
Today · 4.125%
HK$51,750
baseline
▲ 0.50% · 4.625%
HK$54,478
+HK$2,728/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,500/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,960
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,607
−HK$1,674/mo
Today · 4.125%
HK$56,281
baseline
▲ 0.50% · 4.625%
HK$59,705
+HK$3,424/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,562/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,917
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,497
−HK$1,603/mo
Today · 4.125%
HK$62,100
baseline
▲ 0.50% · 4.625%
HK$65,374
+HK$3,274/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,200/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,786
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,708
−HK$1,953/mo
Today · 4.125%
HK$65,661
baseline
▲ 0.50% · 4.625%
HK$69,656
+HK$3,995/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,322/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,737
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,580
−HK$1,870/mo
Today · 4.125%
HK$72,450
baseline
▲ 0.50% · 4.625%
HK$76,269
+HK$3,819/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,900/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,440
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,911
−HK$2,510/mo
Today · 4.125%
HK$84,421
baseline
▲ 0.50% · 4.625%
HK$89,558
+HK$5,137/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,842/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,376
−HK$4,774/mo
▼ 0.25% · 3.875%
HK$90,746
−HK$2,404/mo
Today · 4.125%
HK$93,150
baseline
▲ 0.50% · 4.625%
HK$98,061
+HK$4,911/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,300/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,793 · Scale 2, in force from 26 Feb 2026)