LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,134
−HK$2,767/mo
▼ 0.25% · 3.875%
HK$45,507
−HK$1,394/mo
Today · 4.125%
HK$46,901
baseline
▲ 0.50% · 4.625%
HK$49,755
+HK$2,854/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,802/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,098
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,415
−HK$1,336/mo
Today · 4.125%
HK$51,751
baseline
▲ 0.50% · 4.625%
HK$54,479
+HK$2,728/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,502/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,961
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,608
−HK$1,674/mo
Today · 4.125%
HK$56,282
baseline
▲ 0.50% · 4.625%
HK$59,706
+HK$3,424/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,564/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,918
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,498
−HK$1,603/mo
Today · 4.125%
HK$62,101
baseline
▲ 0.50% · 4.625%
HK$65,375
+HK$3,274/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,202/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,787
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,709
−HK$1,953/mo
Today · 4.125%
HK$65,662
baseline
▲ 0.50% · 4.625%
HK$69,657
+HK$3,995/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,324/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,738
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,581
−HK$1,870/mo
Today · 4.125%
HK$72,451
baseline
▲ 0.50% · 4.625%
HK$76,270
+HK$3,819/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,902/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,441
−HK$4,981/mo
▼ 0.25% · 3.875%
HK$81,912
−HK$2,510/mo
Today · 4.125%
HK$84,422
baseline
▲ 0.50% · 4.625%
HK$89,559
+HK$5,137/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,844/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,377
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$90,747
−HK$2,405/mo
Today · 4.125%
HK$93,152
baseline
▲ 0.50% · 4.625%
HK$98,062
+HK$4,910/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,304/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,804 · Scale 2, in force from 26 Feb 2026)