LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,136
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,509
−HK$1,395/mo
Today · 4.125%
HK$46,904
baseline
▲ 0.50% · 4.625%
HK$49,757
+HK$2,853/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,808/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,101
−HK$2,652/mo
▼ 0.25% · 3.875%
HK$50,418
−HK$1,335/mo
Today · 4.125%
HK$51,753
baseline
▲ 0.50% · 4.625%
HK$54,481
+HK$2,728/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,506/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,963
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,610
−HK$1,674/mo
Today · 4.125%
HK$56,284
baseline
▲ 0.50% · 4.625%
HK$59,709
+HK$3,425/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,568/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,921
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,501
−HK$1,603/mo
Today · 4.125%
HK$62,104
baseline
▲ 0.50% · 4.625%
HK$65,378
+HK$3,274/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,208/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,790
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,712
−HK$1,953/mo
Today · 4.125%
HK$65,665
baseline
▲ 0.50% · 4.625%
HK$69,660
+HK$3,995/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,330/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,741
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$70,585
−HK$1,870/mo
Today · 4.125%
HK$72,455
baseline
▲ 0.50% · 4.625%
HK$76,274
+HK$3,819/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,910/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,444
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$81,916
−HK$2,510/mo
Today · 4.125%
HK$84,426
baseline
▲ 0.50% · 4.625%
HK$89,563
+HK$5,137/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,852/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,381
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$90,752
−HK$2,404/mo
Today · 4.125%
HK$93,156
baseline
▲ 0.50% · 4.625%
HK$98,067
+HK$4,911/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,312/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,837 · Scale 2, in force from 26 Feb 2026)