LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,138
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,511
−HK$1,395/mo
Today · 4.125%
HK$46,906
baseline
▲ 0.50% · 4.625%
HK$49,760
+HK$2,854/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,812/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,103
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,420
−HK$1,336/mo
Today · 4.125%
HK$51,756
baseline
▲ 0.50% · 4.625%
HK$54,484
+HK$2,728/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,512/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,966
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$54,613
−HK$1,674/mo
Today · 4.125%
HK$56,287
baseline
▲ 0.50% · 4.625%
HK$59,712
+HK$3,425/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,574/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,924
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$60,504
−HK$1,603/mo
Today · 4.125%
HK$62,107
baseline
▲ 0.50% · 4.625%
HK$65,381
+HK$3,274/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,214/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,793
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,715
−HK$1,953/mo
Today · 4.125%
HK$65,668
baseline
▲ 0.50% · 4.625%
HK$69,664
+HK$3,996/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,336/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,744
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,588
−HK$1,871/mo
Today · 4.125%
HK$72,459
baseline
▲ 0.50% · 4.625%
HK$76,278
+HK$3,819/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,918/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,449
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$81,920
−HK$2,511/mo
Today · 4.125%
HK$84,431
baseline
▲ 0.50% · 4.625%
HK$89,568
+HK$5,137/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,862/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,386
−HK$4,775/mo
▼ 0.25% · 3.875%
HK$90,756
−HK$2,405/mo
Today · 4.125%
HK$93,161
baseline
▲ 0.50% · 4.625%
HK$98,072
+HK$4,911/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,322/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,875 · Scale 2, in force from 26 Feb 2026)