LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,139
−HK$2,768/mo
▼ 0.25% · 3.875%
HK$45,512
−HK$1,395/mo
Today · 4.125%
HK$46,907
baseline
▲ 0.50% · 4.625%
HK$49,761
+HK$2,854/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$93,814/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,105
−HK$2,653/mo
▼ 0.25% · 3.875%
HK$50,422
−HK$1,336/mo
Today · 4.125%
HK$51,758
baseline
▲ 0.50% · 4.625%
HK$54,486
+HK$2,728/mo
Deposit HK$9.68M · loan HK$9.68M · min. income ≈ HK$103,516/mo (50% DSR)
Upfront cash ≈ HK$10.40M (deposit + AVD stamp duty HK$725,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,967
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$54,615
−HK$1,674/mo
Today · 4.125%
HK$56,289
baseline
▲ 0.50% · 4.625%
HK$59,714
+HK$3,425/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$112,578/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,925
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$60,506
−HK$1,603/mo
Today · 4.125%
HK$62,109
baseline
▲ 0.50% · 4.625%
HK$65,383
+HK$3,274/mo
Deposit HK$7.74M · loan HK$11.61M · min. income ≈ HK$124,218/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$725,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,795
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,717
−HK$1,953/mo
Today · 4.125%
HK$65,670
baseline
▲ 0.50% · 4.625%
HK$69,666
+HK$3,996/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$131,340/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,746
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,590
−HK$1,871/mo
Today · 4.125%
HK$72,461
baseline
▲ 0.50% · 4.625%
HK$76,280
+HK$3,819/mo
Deposit HK$5.81M · loan HK$13.55M · min. income ≈ HK$144,922/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$725,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,451
−HK$4,982/mo
▼ 0.25% · 3.875%
HK$81,922
−HK$2,511/mo
Today · 4.125%
HK$84,433
baseline
▲ 0.50% · 4.625%
HK$89,571
+HK$5,138/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$168,866/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,388
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,759
−HK$2,405/mo
Today · 4.125%
HK$93,164
baseline
▲ 0.50% · 4.625%
HK$98,074
+HK$4,910/mo
Deposit HK$1.94M · loan HK$17.42M · min. income ≈ HK$186,328/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$725,894 · Scale 2, in force from 26 Feb 2026)